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    In today's technology-driven world, "innovation" has become a basic expectation.IT leaders are tasked with making technical magic, improving customer experience, and boosting the bottom line -- yet often without any increase to the IT budget. We went to view a house tonight OH really wants alot, and i think id like. We are wanting to move house, as OH wants a house with a garage and we both want to escape our awful neighbours!

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    We are self employed so wont be able to get a ref from employer(unless we write each others ) I dont know how in depth loan checks are...Apparently it was because we had moved quite a bit and because of this had a low score.They accepted this as a valid reason (jobs caused frequent moving in the early part of our relationship) and we got the house.I have had bad debt in the past, and i am still behind with gas and electric company, although do pay them now.I have a catalogue(studio) that i got in december and have credit with them, and i also have a contract mobile which i got in october, which i presume i was credit checked for?

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